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Wallet Fit vs Arrel

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Wallet Fit compared with Arrel
DetailWallet Fit logo Wallet FitArrel logo Arrel
What it doesCanadian credit card rewards optimizer that matches every expense to the right card using cap-aware algorithms Personal finance, investments and analytics, private by default
StageStartup Not given
FoundedNot given Not given
Based inCA Not given
Pricing modelFreemium Freemium
PricingFree Core: $0/month. Pro Automator: $7.99 CAD/month or $79.99 CAD/year (billed annually, saving 16%) Free plan includes unlimited income & expense tracking, 1 account, 1 investment portfolio, 2 budgets, 2 recurring payments, 1 open tracker, and 90 days of analytics history. Premium adds unlimited accounts, portfolios, budgets, recurring payments and trackers, full analytics history, shared trackers
Key features
  • Automated bank sync via Plaid with read-only access
  • 50+ Canadian credit cards from major issuers
  • Custom point valuations for Aeroplan, AMEX MR, and Scene+
  • Max AI strategist for conversational credit card advice
  • CSV exports and tax-time breakdowns
  • 12-month spending and cap history tracking
  • Track income and expenses across multiple account types
  • Budgets with alerts
  • Investment tracking with crypto, stocks, ETFs, funds, precious metals and property
  • Trackers for trips, house moves and instalment plans
  • Live market prices for crypto and stocks
  • CSV import and export
  • Analytics and net worth tracking
  • Apple Intelligence for on-device categorization
What makes it different
  • Only optimizer built specifically for Canadian card spending caps and reward structures
  • 100% mathematically neutral recommendations with no affiliate bias
  • Dynamically reallocates spending when card caps are hit
  • SOC2-compliant Plaid integration with zero password storage
  • Free tier provides full cap-aware optimization at no cost
  • All data stays on your device with optional sync and no account required
  • No ads, no tracking and no third-party integrations
  • Combines everyday spending with comprehensive investment tracking in one app
  • Free CSV export forever with no lock-in
Community votes00
DR (Domain Rating by Ahrefs)1 +1 (up) since last check4 no change since last check
Trust Flow (Majestic)17
Citation Flow (Majestic)2010
Referring domains (Majestic)93

5 details filled in for both companies.

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