YNAB vs Goodbudget

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

YNAB compared with Goodbudget
Detail	YNAB	Goodbudget
What it does	Get good at money	Budget with a why
Stage	Not given	Established
Founded	Not given	2009
Based in	US	US
Pricing model	subscription	freemium
Pricing	$14.99 USD per month or $109 USD per year (billed annually). 34-day free trial available with no credit card required.	Free plan with 10 envelopes and basic features; Premium at $10/month or $80/year with unlimited envelopes and automatic bank sync.
Key features	Bank account connection and automatic transaction import Multi-device sync across web, mobile, and tablet Subscription sharing for up to 6 people Goal tracking with target-setting features Loan calculator and debt management tools Spending and net worth reports Bank-grade security with data encryption and 2FA Ad-free experience	Envelope budgeting system Sync and share budgets Debt tracking Automatic bank sync Multi-device support Transaction history Multiple accounts
What makes it different	Give every dollar a job before spending it Does not sell user financial data 34-day free trial with no credit card required	Time-tested envelope budgeting method in digital format Shareable across phones and web for family alignment Reflects personal values in spending decisions
Free plan	Not given	Not given
Open source	Not given	Not given
Platforms	Not given	Not given
Public API	Not given	Not given
Community votes	0	0
DR (Domain Rating by Ahrefs)	82 no change since last check	72 no change since last check
Trust Flow (Majestic)	65	36
Citation Flow (Majestic)	55	46
Referring domains (Majestic)	11092	3141

6 details filled in for both companies.