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Zap Bill vs Affordable MTD

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Zap Bill compared with Affordable MTD
DetailZap Bill logo Zap BillAffordable MTD logo Affordable MTD
What it doesFree invoice generator for freelancers and small businesses Simple Making Tax Digital software for sole traders and landlords
StageNot given Startup
FoundedNot given 2026
Based inNot given GB
Pricing modelNot given Freemium
PricingFree: Unlimited invoices without account (with "Powered by Zap Bill" footer); Free account: 3 saved invoices per month. Unlimited: $9.99/month (or $5.00/month for first 6 months with 50% introductory offer). Unlimited Annual: $79.99/year. Free for the entire 2026-27 tax year (6 April 2026 to 5 April 2027). From 2027-28 onwards: £19.99 per year. No VAT currently added, no per-submission fees, no tiers.
Key features
  • Invoice PDFs with automatic tax and discount calculations
  • Multi-currency and multi-language invoices in 6 languages
  • Saved customer profiles and product catalog
  • Recurring invoices with automatic generation and sending
  • Time and expense tracking with invoice integration
  • Quotes and estimates that convert to invoices
  • Email invoices from your own address with SMTP settings
  • Revenue and client dashboard with insights
  • REST API access for automation
  • Automatic payment reminders and late fees
  • Quarterly updates for self-employment income
  • Quarterly updates for UK property income including residential finance costs
  • CSV and Excel import with column mapping
  • AI categorisation of transactions into HMRC categories
  • AI pre-submission review to catch errors before HMRC
  • Standard or calendar quarters, chosen per tax year
  • Annual adjustments and final declaration
  • HMRC Assist feedback shown with tax estimate
  • Audit-ready records with timestamps and references
  • Consolidated expenses support for turnover under £90,000
What makes it different
  • Create invoices in under 2 minutes with no setup required
  • Free to use without account signup
  • 14-day free unlimited trial with no credit card required
  • Global support with country presets for tax rates and currency
  • Simplest MTD software, built specifically for sole traders and landlords
  • No banking, VAT, invoicing or payroll - just the tax bit
  • AI automatically sorts expenses into HMRC categories
Community votes00
DR (Domain Rating by Ahrefs)Not checked yet no change since last check5 +1 (up) since last check
Trust Flow (Majestic)00
Citation Flow (Majestic)1120
Referring domains (Majestic)413

4 details filled in for both companies.

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