Shielded Zcash wallet with peer-to-peer encrypted messaging
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Stage
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Founded
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Based in
US
US
Pricing model
Free
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Pricing
Free to download and use. Standard Zcash network fees apply when transacting. Third-party protocols for swaps, onramp, and offramp set their own rates.
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Key features
Shielded Zcash wallet with in-chat payments
End-to-end encrypted peer-to-peer messaging over Holepunch
Peer-to-peer onramp: buy shielded ZEC by paying a matched merchant in local currency
Private merchant payments over UPI, PIX, QRIS, Mercado Pago and Pago Móvil
No-KYC cash out to US dollars, euros and pounds via Peer on Revolut, Zelle, Chime and Monzo
No phone number, email, or sign-up required
Open source under AGPL-3.0
End-to-end encrypted peer-to-peer messaging
Non-custodial stablecoin wallet with passkey authentication
Instant card spending with stablecoin conversion
Global off-ramping and borderless bank clearing
Developer platform with APIs and SDKs
Developer-grade cryptographic key management
Multi-rail payment framework with licensed partners
What makes it different
Shielded by default: payments use Zcash with encryption at protocol level, not obfuscation
Money and messages in one app from a single seed phrase, no sign-up required
Spend directly into real-world fiat through peer-to-peer settlement with no exchange account or KYC
Every layer built on open protocols: Zcash, Zodl, Holepunch, NEAR Intents, P2P.me, Peer
Advanced end-to-end encryption at the baseline of entire product ecosystem
Non-custodial infrastructure ensuring full asset ownership
Seamless integration of encrypted communication and stablecoin settlement
Eliminates friction in international communication and trade
Zapp
MPChat