Shielded Zcash wallet with peer-to-peer encrypted messaging
Experiments and community hub for the Zucoin and Splitchain ecosystem
Stage
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Founded
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Based in
US
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Pricing model
Free
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Pricing
Free to download and use. Standard Zcash network fees apply when transacting. Third-party protocols for swaps, onramp, and offramp set their own rates.
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Key features
Shielded Zcash wallet with in-chat payments
End-to-end encrypted peer-to-peer messaging over Holepunch
Peer-to-peer onramp: buy shielded ZEC by paying a matched merchant in local currency
Private merchant payments over UPI, PIX, QRIS, Mercado Pago and Pago Móvil
No-KYC cash out to US dollars, euros and pounds via Peer on Revolut, Zelle, Chime and Monzo
No phone number, email, or sign-up required
Open source under AGPL-3.0
Wallet-to-wallet transfers with no fees
Self-custodial wallet app
Tap-to-confirm transfer notifications
Two-way transaction checks
Settlement in under 1 second
32 decimal places per coin for microtransactions
CSV exports for accounting
Easy backup and restore
Real-time settlement for businesses
Web-native developer platform
What makes it different
Shielded by default: payments use Zcash with encryption at protocol level, not obfuscation
Money and messages in one app from a single seed phrase, no sign-up required
Spend directly into real-world fiat through peer-to-peer settlement with no exchange account or KYC
Every layer built on open protocols: Zcash, Zodl, Holepunch, NEAR Intents, P2P.me, Peer
No energy-hungry mining, only efficient verification
Built-in two-factor transfer authentication from the start
Designed for everyone with no technical knowledge required
Splitchain layer 1 network instead of traditional blockchain