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Zapp vs Turnkey

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Zapp compared with Turnkey
DetailZapp logo ZappTurnkey logo Turnkey
What it doesShielded Zcash wallet with peer-to-peer encrypted messaging Private key management made simple. Create wallets, sign transactions, and automate onchain actions through one API.
StageNot given Not given
FoundedNot given 2022
Based inUS US
Pricing modelFree Freemium
PricingFree to download and use. Standard Zcash network fees apply when transacting. Third-party protocols for swaps, onramp, and offramp set their own rates. Pay as You Go: 25 free signatures per month, then $0.10 per signature. Pro: $99/mo with $0.05 per signature. Enterprise: Custom pricing as low as $0.0015 per signature. Transaction Management fees charged per-transaction basis when successfully executed onchain.
Key features
  • Shielded Zcash wallet with in-chat payments
  • End-to-end encrypted peer-to-peer messaging over Holepunch
  • Peer-to-peer onramp: buy shielded ZEC by paying a matched merchant in local currency
  • Private merchant payments over UPI, PIX, QRIS, Mercado Pago and Pago Móvil
  • No-KYC cash out to US dollars, euros and pounds via Peer on Revolut, Zelle, Chime and Monzo
  • No phone number, email, or sign-up required
  • Open source under AGPL-3.0
  • Non-custodial wallet creation for users, businesses, and AI agents
  • Sub-100ms transaction signing latency
  • Programmable policy engine for access control and spending limits
  • Multi-authentication methods including passkeys, OAuth, email, and API keys
  • Hardware-isolated secure enclaves for key management
  • Multichain support across EVM, Solana, Bitcoin, and more
  • Gas sponsorship for transaction fees
  • Open-source SDKs and REST APIs
  • 99.9% uptime infrastructure with high availability
  • SOC 2 Type II compliance and code verifiability
What makes it different
  • Shielded by default: payments use Zcash with encryption at protocol level, not obfuscation
  • Money and messages in one app from a single seed phrase, no sign-up required
  • Spend directly into real-world fiat through peer-to-peer settlement with no exchange account or KYC
  • Every layer built on open protocols: Zcash, Zodl, Holepunch, NEAR Intents, P2P.me, Peer
  • Verifiable and open-source with code attestation and reproducible builds
  • Hardware enclave-based signing instead of MPC or HSM approaches
  • Built by the team that created Coinbase Custody
  • 50-100ms transaction signing latency with 0ms client-side signing
  • Fully non-custodial ensuring users retain complete control of keys
Free planNot given Not given
Open sourceNot given Not given
PlatformsNot given Not given
Public APINot given Not given
Community votes00
DR (Domain Rating by Ahrefs)8 −1 (down) since last check72 no change since last check
Trust Flow (Majestic)1718
Citation Flow (Majestic)2141
Referring domains (Majestic)661037

6 details filled in for both companies.

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