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Zapp vs Zama®

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Zapp compared with Zama®
DetailZapp logo ZappZama® logo Zama®
What it doesShielded Zcash wallet with peer-to-peer encrypted messaging The confidentiality protocol for onchain finance
StageNot given Established
FoundedNot given 2020
Based inUS FR
Pricing modelFree Not given
PricingFree to download and use. Standard Zcash network fees apply when transacting. Third-party protocols for swaps, onramp, and offramp set their own rates. Not given
Key features
  • Shielded Zcash wallet with in-chat payments
  • End-to-end encrypted peer-to-peer messaging over Holepunch
  • Peer-to-peer onramp: buy shielded ZEC by paying a matched merchant in local currency
  • Private merchant payments over UPI, PIX, QRIS, Mercado Pago and Pago Móvil
  • No-KYC cash out to US dollars, euros and pounds via Peer on Revolut, Zelle, Chime and Monzo
  • No phone number, email, or sign-up required
  • Open source under AGPL-3.0
  • Confidential Tokens - deposit stablecoins and receive confidential versions with encrypted balances
  • Confidential Vaults - earn yield while keeping position confidential on public DeFi venues
  • Confidential Swap - trade with amount, direction, and price limit encrypted
  • Client-side encryption - deposits encrypted in institution's environment before batcher sees them
  • Access Control List and selective disclosure for authorized viewers
  • ERC-7984 confidential token standard
  • Native support for any L1 or L2 blockchain
  • Full verifiability and programmable compliance
What makes it different
  • Shielded by default: payments use Zcash with encryption at protocol level, not obfuscation
  • Money and messages in one app from a single seed phrase, no sign-up required
  • Spend directly into real-world fiat through peer-to-peer settlement with no exchange account or KYC
  • Every layer built on open protocols: Zcash, Zodl, Holepunch, NEAR Intents, P2P.me, Peer
  • No new chain required - runs natively on existing L1 and L2 blockchains
  • Full public verifiability while keeping amounts and balances encrypted
  • Encryption at all times including during processing
  • Programmable compliance and selective disclosure for regulators and custodians
  • Open source cryptography infrastructure
Free planNot given Not given
Open sourceNot given Not given
PlatformsNot given Not given
Public APINot given Not given
Community votes00
DR (Domain Rating by Ahrefs)8 +8 (up) since last check72 no change since last check
Trust Flow (Majestic)1721
Citation Flow (Majestic)2148
Referring domains (Majestic)661806

4 details filled in for both companies.

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