SpendSpace

Overview

SpendSpace is a personal finance and budgeting app that puts you in full control of your money by letting you create fully custom expense categories tailored to your actual spending habits. Upload bank CSV files or connect your accounts directly, and SpendSpace automatically categorizes every transaction using keyword rules you define, with no rigid presets or forced categories.

The app provides AI-powered insights that surface spending patterns, flag unusual charges, and help you build better financial habits. It includes bank-level security with direct bank connections via Teller API, investment portfolio tracking, and scenario simulation for financial planning. All features are available for less than a cup of coffee per month with a free 3-month trial.

Q&A

How does SpendSpace help me manage my finances?

SpendSpace provides a comprehensive dashboard that tracks your income, expenses, and savings. It automatically categorizes your transactions, helps you create and stick to budgets, and provides insights into your spending habits. With SpendSpace, you can see your entire financial picture in one place.

Is my financial data secure with SpendSpace?

Yes. SpendSpace uses bank-level encryption with 256-bit encryption, secure socket layer technology, and strict internal access controls. Your personal information is never sold to third parties, and you can delete your data at any time.

How do I connect my bank accounts to SpendSpace?

SpendSpace uses secure API connections to link with thousands of financial institutions. The connection is read-only, which means SpendSpace can never move money or make changes to your accounts.

Can I use SpendSpace if I have accounts at multiple banks?

Yes. SpendSpace is designed to work with multiple financial institutions. You can connect accounts from different banks, credit cards, investment platforms, and more to get a complete view of your finances in one dashboard.

How is SpendSpace different from YNAB?

SpendSpace takes a simpler, dashboard-first approach. You connect your accounts or import CSVs and SpendSpace automatically categorizes your transactions and shows your income, spending, and trends in one place, with optional zero-based budgeting. This requires less manual upkeep and provides more at-a-glance clarity.