AllRatesToday vs PayLnk
A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.
AllRatesToday compared with PayLnk
| Detail | AllRatesToday | PayLnk |
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| What it does | Real-Time Exchange Rate API for Developers
| UPI payment links that work inside Instagram, WhatsApp and Facebook
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| Stage | Established
| Not given
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| Founded | 2026
| Not given
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| Based in | GB
| IN
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| Pricing model | Not given
| freemium
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| Pricing | Not given
| Not given
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| Key features | - Real-time exchange rates updated every 60 seconds
- Official central bank and tax authority rates from 124 sources
- 160+ currencies supported
- Historical exchange rate data with flexible date ranges
- Multiple output formats: JSON, CSV, XML, XLSX
- Official SDKs for JavaScript, Python, PHP, Rust and Go
- Model Context Protocol (MCP) integration for AI agents
- Bearer token authentication with simple setup
- Low latency powered by Cloudflare edge network
- 99.9% measured uptime SLA
| - Payment links work inside Instagram in-app browser
- QR code fallback when direct app launch fails
- Split across multiple UPI IDs
- Dashboard with reference tracking
- WhatsApp order notifications
- No signup documents required
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| What makes it different | - No markup on mid-market rates; sourced from institutional interbank market data
- Official published rates from central banks served unmodified with publication dates
- Rates updated every 60 seconds, faster than most competitors
- Free tier never expires; no credit card required to start
- One API key for all 124 central banks and tax authority sources
| - Money goes directly to seller's UPI ID with no intermediary holding funds
- Automatic detection of best payment route by app and phone
- No transaction fees, only flat monthly subscription
- Works without accessing buyer messages or SMS
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| Free plan | Not given
| Not given
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| Open source | Not given
| Not given
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| Platforms | Not given
| Not given
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| Public API | Not given
| Not given
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | 17 ● no change since last check | Not checked yet ● no change since last check |
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| Trust Flow (Majestic) | 17 | 0 |
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| Citation Flow (Majestic) | 45 | 0 |
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| Referring domains (Majestic) | 251 | 0 |
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4 details filled in for both companies.
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