Authorization and control layer for AI agent payments
Non-custodial crypto checkout where customers pay with any token and merchants receive USDC or USDT in their own wallet
Stage
Not given
Startup
Founded
Not given
2026
Based in
Not given
US
Pricing model
Paid
Freemium
Pricing
Team Starter: $39.99/month for up to 100 transactions per month. Team Pro: $174.99/month for up to 500 transactions per month. Additional transactions: $0.40 per transaction beyond plan limits. Individuals: 1.5% per transaction ($0.50 minimum), no subscription required, first 5 transactions free. Ne
Test mode: free. Live payments: 0.7% per completed payment. No monthly or setup fee.
Key features
Single-use virtual cards for each approved purchase
Per-transaction, daily, weekly, and aggregate spending limits
Auto-approve threshold for small purchases
Merchant allowlist with subdomain matching
Complete audit trail of all transactions
OAuth integration with Claude, ChatGPT, Claude Code, Codex and Cursor
Team budgets and rules with shared envelope
Per-member and per-agent transaction recording
Visa and Mastercard support
MCP-native integration
Hosted checkout sessions for stablecoin payments
Direct settlement to merchant-controlled wallet
Independent onchain payment verification
Signed webhook notifications with retry delivery
JavaScript and React SDKs for integration
Separate test and live payment modes
Payment links, invoices, and API-based checkout creation
Dashboard with payment records and settlement wallet settings
API playground for testing checkout flows
What makes it different
Real card and funding details never exposed to agents
Each card works once, then is dead
Server-side enforcement of all spending rules
One breach leaks only one disposable card, not funding source
Works in minutes with no setup required
Non-custodial: Payclave never holds funds or private keys; settlements go directly to the merchant's own wallet
Accept any token: customers pay with whatever supported token they already hold without bridging or swapping
Simple flat 0.7% pricing with no monthly fee, setup fee, or payout fee
Independent onchain verification before marking payments as complete
Developer-friendly with published API, SDKs, and comprehensive guides for integration and reconciliation
Authoryze
Payclave