Bankflow vs Affordable MTD

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Bankflow compared with Affordable MTD
Detail	Bankflow	Affordable MTD
What it does	Turn bank statements, invoices and receipts into categorized financial data ready to export	Simple Making Tax Digital software for sole traders and landlords
Stage	Not given	Startup
Founded	Not given	2026
Based in	Not given	GB
Pricing model	Not given	Freemium
Pricing	Free: 50 credits one-time, 1 client workspace. Starter: $14.99/month, 300 credits monthly, unlimited client workspaces. Pro: $39.99/month, 1,000 credits monthly, unlimited client workspaces. Business: $99.99/month, 3,000 credits monthly, unlimited client workspaces. Top-up packs: 250 credits for $10	Free for the entire 2026-27 tax year (6 April 2026 to 5 April 2027). From 2027-28 onwards: £19.99 per year. No VAT currently added, no per-submission fees, no tiers.
Key features	Drag-and-drop PDF, CSV, XLSX and JSON upload including scanned and password-protected files Automatic transaction extraction with dates, amounts, descriptions and vendor identification Statement balance verification and reconciliation checks Direct integration with QuickBooks, Xero, Sage and other accounting software Email forwarding import with automatic attachment capture Cashflow forecasting with runway projections and profit-and-loss statements	Quarterly updates for self-employment income Quarterly updates for UK property income including residential finance costs CSV and Excel import with column mapping AI categorisation of transactions into HMRC categories AI pre-submission review to catch errors before HMRC Standard or calendar quarters, chosen per tax year Annual adjustments and final declaration HMRC Assist feedback shown with tax estimate Audit-ready records with timestamps and references Consolidated expenses support for turnover under £90,000
What makes it different	Categorization rules run automatically on all historical imports and future statements Priced per page processed rather than per user or company seat	Simplest MTD software, built specifically for sole traders and landlords No banking, VAT, invoicing or payroll - just the tax bit AI automatically sorts expenses into HMRC categories
Community votes	0	0
DR (Domain Rating by Ahrefs)	22 +1 (up) since last check	5 +1 (up) since last check
Trust Flow (Majestic)	20	0
Citation Flow (Majestic)	24	20
Referring domains (Majestic)	49	13

4 details filled in for both companies.

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