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BillingHub vs Affordable MTD

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

BillingHub compared with Affordable MTD
DetailBillingHub logo BillingHubAffordable MTD logo Affordable MTD
What it doesInvoicing software with no monthly fee, pay per invoice once Simple Making Tax Digital software for sole traders and landlords
StageStartup Startup
Founded2025 2026
Based inUS GB
Pricing modelPaid Freemium
Pricing25 invoices for USD 25.00 one-time; 100 invoices for USD 75.00 one-time; 300 invoices per year for USD 150.00 billed once a year. First 3 invoices are free with no card required. Free for the entire 2026-27 tax year (6 April 2026 to 5 April 2027). From 2027-28 onwards: £19.99 per year. No VAT currently added, no per-submission fees, no tiers.
Key features
  • 156 currencies with per-invoice currency selection
  • Unlimited clients on every plan
  • Online payments through Stripe
  • VAT and sales tax per line item
  • Invoice tracking and history timeline
  • Recurring invoices on weekly, monthly, quarterly or yearly schedule
  • API and webhooks for custom integrations
  • Free estimates and quote generator
  • PDF invoices with custom branding and logo
  • Email invoice sending and tracking
  • Quarterly updates for self-employment income
  • Quarterly updates for UK property income including residential finance costs
  • CSV and Excel import with column mapping
  • AI categorisation of transactions into HMRC categories
  • AI pre-submission review to catch errors before HMRC
  • Standard or calendar quarters, chosen per tax year
  • Annual adjustments and final declaration
  • HMRC Assist feedback shown with tax estimate
  • Audit-ready records with timestamps and references
  • Consolidated expenses support for turnover under £90,000
What makes it different
  • Pay per invoice once instead of monthly subscription
  • Credits never expire, so quiet months cost nothing
  • Your brand alone on invoices with no company watermark
  • Support for 250 countries and any currency
  • No credit card required to start with first 3 invoices free
  • Simplest MTD software, built specifically for sole traders and landlords
  • No banking, VAT, invoicing or payroll - just the tax bit
  • AI automatically sorts expenses into HMRC categories
Community votes00
DR (Domain Rating by Ahrefs)11 +1 (up) since last check5 +1 (up) since last check
Trust Flow (Majestic)230
Citation Flow (Majestic)2420
Referring domains (Majestic)4913

8 details filled in for both companies.

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