Retirement and financial scenario planner with real tax math
Stage
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Founded
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Based in
US
US
Pricing model
Not given
Freemium
Pricing
Manual: Free forever. Plus: $4.99/month, $11.99/quarter, or $39.99/year with 14-day free trial.
Free: one plan with the full engine and real tax math. Pro: $9 per month or $69 per year, includes more plans, compare two side by side, year's cash flow, Monte Carlo range, Roth conversions, and rentals.
Key features
Free manual budgeting with no account required
Read-only bank sync through Plaid
Automatic transaction categorization
Budget tracking by category
Bills and subscription detection
Spending leak detection
Savings goals tracking
Statement import from multiple formats
Import history from Mint and other apps
Real tax math with federal brackets, state tax, and FICA calculated each year
401(k) and IRA rules including contribution limits and employer match
Mortgage amortization with property tax and insurance
Rental property calculations with rent, vacancy, and upkeep
Social Security adjusted for claim age
Required minimum distributions with IRS rules
Roth conversion modeling
Monte Carlo analysis with market volatility
Compare two plans side by side
Spouse planning with separate ages and Social Security claims
What makes it different
Truly free plan with no ads or data selling
Available on Android now with web version coming
Easy cancellation through Google Play
Transparent, reliable bank sync with status page
No bank connection required; you enter your numbers manually for complete privacy
Detailed tax math applied year by year based on actual rules and limits
One plan stays completely free forever with the full engine
Compare different life decisions and scenarios on a single chart
Export or delete your data anytime with no lock-in
BudgetKind
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