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Certified Payroll vs Affordable MTD

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Certified Payroll compared with Affordable MTD
DetailCertified Payroll logo Certified PayrollAffordable MTD logo Affordable MTD
What it doesFile your Davis-Bacon WH-347 certified payroll report in minutes Simple Making Tax Digital software for sole traders and landlords
StageNot given Startup
FoundedNot given 2026
Based inDE GB
Pricing modelFreemium Freemium
PricingTwo free payrolls included with account signup (no credit card required). Then $79/month for unlimited projects and weekly payrolls, live wage-determination checks, continuation sheets for larger crews, three-year filing archive, no setup fee, no contract, cancel anytime. Free for the entire 2026-27 tax year (6 April 2026 to 5 April 2027). From 2027-28 onwards: £19.99 per year. No VAT currently added, no per-submission fees, no tiers.
Key features
  • Fills both pages of official DOL Form WH-347 (Rev. January 2025)
  • Checks base rate plus fringe against SAM.gov wage determination while hours are entered
  • Flags overtime logged as straight time past 40 hours
  • Applies registered apprentice percentages of the journeyworker rate
  • Generates continuation sheets for crews larger than 8 workers
  • Builds the PDF in the browser; payroll figures do not leave the machine
  • Calculates gross wages and project totals while you type
  • Reuses project wage determinations across weekly payrolls
  • Runs 8 compliance checks while you type
  • Three-year filing archive for recurring projects
  • Quarterly updates for self-employment income
  • Quarterly updates for UK property income including residential finance costs
  • CSV and Excel import with column mapping
  • AI categorisation of transactions into HMRC categories
  • AI pre-submission review to catch errors before HMRC
  • Standard or calendar quarters, chosen per tax year
  • Annual adjustments and final declaration
  • HMRC Assist feedback shown with tax estimate
  • Audit-ready records with timestamps and references
  • Consolidated expenses support for turnover under £90,000
What makes it different
  • Live wage rate checks against SAM.gov before you submit, not cached data
  • Uses the government's actual WH-347 form, not a redrawn approximation
  • PDF built in your browser so payroll data never leaves your machine
  • No setup fee, no contract, cancel anytime
  • Simplest MTD software, built specifically for sole traders and landlords
  • No banking, VAT, invoicing or payroll - just the tax bit
  • AI automatically sorts expenses into HMRC categories
Community votes00
DR (Domain Rating by Ahrefs)Not checked yet −1 (down) since last check5 +1 (up) since last check
Trust Flow (Majestic)20
Citation Flow (Majestic)1420
Referring domains (Majestic)713

6 details filled in for both companies.

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