Private expense tracker with on-device AI that never leaves your phone
AI-powered personal finance platform that tracks spending, detects money leaks, and forecasts your financial future.
Stage
MVP
Not given
Founded
Not given
Not given
Based in
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CA
Pricing model
Free
Free trial
Pricing
Not given
Pro: $8.97/month or $67/year ($5.58/month when billed yearly, save 38%). Family: $14.97/month or $97/year ($8.08/month when billed yearly, save 46%), includes up to 5 family members. All prices in USD. 14-day free trial with full access.
Key features
Automated bank SMS sync that filters promotions and OTPs
Receipt OCR that reads bills on the phone
On-device AI using Gemini Nano or Apple Intelligence
Dynamic budgets with automatic suggestions and alerts
Bill-splitting with shareable links
Debt and EMI tracking with interest calculations
Home and Lock Screen widgets
Support for 107 currencies with offline exchange rates
AES-256 encrypted local storage with password-protected backups
AI Money Coach (Franklyn) available 24/7
Silent Money-Leak Detection to flag unused subscriptions and price hikes
AI receipt scanner
Bank sync across 16,000+ institutions
256-bit AES bank-level encryption
What makes it different
No account, server or cloud needed—everything stays on your phone
On-device AI that never uploads your data or questions
Works fully offline with local exchange rate data
Automatic bank SMS parsing without manual entry
Bank alerts understood in multiple currencies including rupees, dollars and euros
AI designed into the core product, not bolted on as a gimmick
Privacy-first with no data selling, ever
Affordable AI-powered tools starting at $5.58/month
Small responsive team shipping updates every week based on user feedback
Fundstash
BudgetSmart AI