Fundstash vs Money Actually
A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.
Fundstash compared with Money Actually
| Detail | 
Fundstash | 
Money Actually |
|---|
| What it does | Private expense tracker with on-device AI that never leaves your phone
| Budget, net worth, and profit tracking from your real accounts
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| Stage | MVP
| Not given
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| Founded | Not given
| Not given
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| Based in | Not given
| US
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| Pricing model | Free
| Free trial
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| Pricing | Not given
| 7-day free trial, no card needed. Then $6.99 USD per month or $59.99 USD per year, billed once.
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| Key features | - Automated bank SMS sync that filters promotions and OTPs
- Receipt OCR that reads bills on the phone
- On-device AI using Gemini Nano or Apple Intelligence
- Dynamic budgets with automatic suggestions and alerts
- Bill-splitting with shareable links
- Debt and EMI tracking with interest calculations
- Home and Lock Screen widgets
- Support for 107 currencies with offline exchange rates
- AES-256 encrypted local storage with password-protected backups
| - Connect up to 5 banks with every account at each
- Unlimited manual accounts, cars and properties
- Budgets with pace tracking for the month
- Transaction categories with rules that stick
- Automatically detect recurring charges
- Profit reports per car, rental or client ranked by earnings
- Break-even and monthly cost tracking for each asset
- Business-use percentage for mixed use vehicles
- Export data as CSV for tax preparation
- Two-factor sign-in and device management
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| What makes it different | - No account, server or cloud needed—everything stays on your phone
- On-device AI that never uploads your data or questions
- Works fully offline with local exchange rate data
- Automatic bank SMS parsing without manual entry
- Bank alerts understood in multiple currencies including rupees, dollars and euros
| - Shows real figures from actual accounts, not estimates or projections
- Profit tracking per car, rental or client that stays with your money accounts
- Read-only access prevents any money transfers
- Bank password never touches the servers
- Price locked for life as long as you stay subscribed
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | 2 ▲ +1 (up) since last check | Not checked yet ● no change since last check |
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| Trust Flow (Majestic) | 3 | 0 |
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| Citation Flow (Majestic) | 23 | 0 |
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| Referring domains (Majestic) | 16 | 0 |
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4 details filled in for both companies.
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