Papertools vs Affordable MTD

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Papertools compared with Affordable MTD
Detail	Papertools	Affordable MTD
What it does	Small business bookkeeping and invoicing with real double-entry books	Simple Making Tax Digital software for sole traders and landlords
Stage	Startup	Startup
Founded	2025	2026
Based in	AU	GB
Pricing model	Freemium	Freemium
Pricing	Essential: free forever; Business: $25/month or $250/year; Enterprise: $50/month or $500/year	Free for the entire 2026-27 tax year (6 April 2026 to 5 April 2027). From 2027-28 onwards: £19.99 per year. No VAT currently added, no per-submission fees, no tiers.
Key features	Multi-currency support Paper-Ai assistant with 50-1000 commands per month Stripe integration with 0% payment processing fee	Quarterly updates for self-employment income Quarterly updates for UK property income including residential finance costs CSV and Excel import with column mapping AI categorisation of transactions into HMRC categories AI pre-submission review to catch errors before HMRC Standard or calendar quarters, chosen per tax year Annual adjustments and final declaration HMRC Assist feedback shown with tax estimate Audit-ready records with timestamps and references Consolidated expenses support for turnover under £90,000
What makes it different	Plain English interface requiring no accounting knowledge Complete data export as CSV with no lock-in	Simplest MTD software, built specifically for sole traders and landlords No banking, VAT, invoicing or payroll - just the tax bit AI automatically sorts expenses into HMRC categories
Community votes	0	0
DR (Domain Rating by Ahrefs)	5 +1 (up) since last check	5 +1 (up) since last check
Trust Flow (Majestic)	6	0
Citation Flow (Majestic)	22	20
Referring domains (Majestic)	17	13

8 details filled in for both companies.

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