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StatementToBooks vs Affordable MTD

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

StatementToBooks compared with Affordable MTD
DetailStatementToBooks logo StatementToBooksAffordable MTD logo Affordable MTD
What it doesConvert PDF bank statements into Excel or CSV transaction tables Simple Making Tax Digital software for sole traders and landlords
StageNot given Startup
FoundedNot given 2026
Based inNot given GB
Pricing modelFreemium Freemium
PricingFree: 10 pages/day, up to 50 pages/month, 5 pages max per file. Starter: $19/mo or $190/yr (billed monthly or annually with 2 months free), 1,000 pages/month, 10 pages max per file. Growth: $29/mo or $290/yr (billed monthly or annually with 2 months free), 2,000 pages/month, 20 pages max per file. B Free for the entire 2026-27 tax year (6 April 2026 to 5 April 2027). From 2027-28 onwards: £19.99 per year. No VAT currently added, no per-submission fees, no tiers.
Key features
  • Extract transaction date, description, and amount from text-based PDF statements
  • Include running balance when statement prints one
  • Source page reference for every transaction row to verify against original PDF
  • Download Excel and CSV files
  • Bulk conversion of multiple PDF statements
  • Convert to QuickBooks Web Connect QBO format
  • Clear failure status with specific reason when conversion cannot succeed
  • Failed conversions never count against quota
  • Quarterly updates for self-employment income
  • Quarterly updates for UK property income including residential finance costs
  • CSV and Excel import with column mapping
  • AI categorisation of transactions into HMRC categories
  • AI pre-submission review to catch errors before HMRC
  • Standard or calendar quarters, chosen per tax year
  • Annual adjustments and final declaration
  • HMRC Assist feedback shown with tax estimate
  • Audit-ready records with timestamps and references
  • Consolidated expenses support for turnover under £90,000
What makes it different
  • Works with text-based PDF bank statements from common banks without requiring OCR
  • Does not categorize transactions, leaving full control to accountant or user
  • Failed conversions never count against usage quota
  • Provides specific error reasons instead of blank or fake-success files
  • Simplest MTD software, built specifically for sole traders and landlords
  • No banking, VAT, invoicing or payroll - just the tax bit
  • AI automatically sorts expenses into HMRC categories
Community votes00
DR (Domain Rating by Ahrefs)Not checked yet no change since last check5 +1 (up) since last check
Trust Flow (Majestic)00
Citation Flow (Majestic)020
Referring domains (Majestic)713

5 details filled in for both companies.

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