WaffleInvoice vs Affordable MTD

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

WaffleInvoice compared with Affordable MTD
Detail	WaffleInvoice	Affordable MTD
What it does	Free invoice maker for freelancers and service businesses	Simple Making Tax Digital software for sole traders and landlords
Stage	Not given	Startup
Founded	Not given	2026
Based in	US	GB
Pricing model	Freemium	Freemium
Pricing	Free plan: unlimited invoices, estimates, and clients with 25 email sends per rolling 30 days, client portal, PDF download, and manual payment tracking. Pro: $19/month or $190/year includes unlimited sends, online card and ACH payments, recurring invoices, automatic payment reminders, late fees, tim	Free for the entire 2026-27 tax year (6 April 2026 to 5 April 2027). From 2027-28 onwards: £19.99 per year. No VAT currently added, no per-submission fees, no tiers.
Key features	Create unlimited invoices and estimates Estimate-to-invoice conversion in one click Client portal with no login required Online payments via Stripe (card, ACH, Apple Pay) Recurring invoices for retainer clients Invoice PDF download and email sending Attachments and per-invoice threads Multi-user team accounts with role-based access	Quarterly updates for self-employment income Quarterly updates for UK property income including residential finance costs CSV and Excel import with column mapping AI categorisation of transactions into HMRC categories AI pre-submission review to catch errors before HMRC Standard or calendar quarters, chosen per tax year Annual adjustments and final declaration HMRC Assist feedback shown with tax estimate Audit-ready records with timestamps and references Consolidated expenses support for turnover under £90,000
What makes it different	Free forever with no card required to sign up, only at first send Create invoices in under 2 minutes with auto-populated details Built for service businesses and trades with industry-specific templates Seamless estimate-to-invoice workflow without re-entering data Built by fintech engineer with 15 years of payments and billing experience	Simplest MTD software, built specifically for sole traders and landlords No banking, VAT, invoicing or payroll - just the tax bit AI automatically sorts expenses into HMRC categories
Community votes	0	0
DR (Domain Rating by Ahrefs)	3 no change since last check	5 +1 (up) since last check
Trust Flow (Majestic)	9	0
Citation Flow (Majestic)	29	20
Referring domains (Majestic)	32	13

6 details filled in for both companies.

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