YNAB vs Terasu
A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.
YNAB compared with Terasu
| Detail | Y
YNAB | 
Terasu |
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| What it does | Get good at money
| Every client project, in plain sight.
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| Stage | Not given
| MVP
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| Founded | Not given
| Not given
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| Based in | US
| JP
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| Pricing model | Paid
| Freemium
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| Pricing | $14.99 USD per month or $109 USD per year (billed annually). 34-day free trial available with no credit card required.
| Free: $0/month (2 users, 3 rooms, 500MB storage). Solo: $35/month (1 seat, 10 rooms, 5GB storage). Starter: $69/month (3 users included, +$15 per additional user, 30 rooms, 10GB storage). Business: $199/month (10 users included, +$19 per additional user, unlimited rooms, 50GB storage). Enterprise: C
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| Key features | - Bank account connection and automatic transaction import
- Multi-device sync across web, mobile, and tablet
- Subscription sharing for up to 6 people
- Goal tracking with target-setting features
- Loan calculator and debt management tools
- Spending and net worth reports
- Bank-grade security with data encryption and 2FA
- Ad-free experience
| - Rooms: shared spaces per project with files, conversations, notes, tasks, and decisions
- File tracking: see which clients opened files and which pages they read
- Decision timeline: trace agreements over time with original source records
- Zoom integration: automatic transcript recording and saving to Rooms
- AI agent with approval: drafts responses, reminders, and reports before human review
- Task management: assign tasks with due dates to both team and client
- Slack and LINE sync: messages sync between Room and external chat apps
- Analytics: view logs, engagement reports, and AI-powered project health scoring
- Stakeholder map: visualize project relationships with roles and influence
- Permission controls: choose what clients see and what stays internal per page
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| What makes it different | - Give every dollar a job before spending it
- Does not sell user financial data
- 34-day free trial with no credit card required
| - AI answers questions from Room records with citations to original sources
- Clients join with one click from invitation email; no account creation required
- Works alongside existing tools like Backlog and kintone without migration
- File view tracking shows client engagement and helps spot stalled projects
- All client-facing messages and reports require human approval before sending
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| Free plan | Not given
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| Open source | Not given
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| Platforms | Not given
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| Public API | Not given
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | 82 ● no change since last check | 8 ▲ +1 (up) since last check |
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| Trust Flow (Majestic) | 65 | 0 |
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| Citation Flow (Majestic) | 55 | 17 |
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| Referring domains (Majestic) | 11092 | 7 |
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6 details filled in for both companies.
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